Get a personalised estimate across 7 Australian lenders. Calculated using each bank’s current servicing policy — assessment rates, income shading, HEM benchmarks and DTI caps — in minutes.
Tell us about your income sources. We'll apply each lender's specific income shading rules to calculate your borrowing capacity.
Lenders compare your declared expenses against their minimum benchmarks (HEM). Tell us about your current expenses and debts.
Tell us about the loan you're looking for. This helps us apply the correct assessment rates.
Based on 7 lender servicing policies as of June 2026
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Our brokers know how each lender assesses income, expenses and debt — and how to present your application properly.
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